{"id":939,"date":"2021-03-11T11:27:57","date_gmt":"2021-03-11T05:57:57","guid":{"rendered":"https:\/\/gradchamp.com\/?p=939"},"modified":"2021-11-27T09:28:35","modified_gmt":"2021-11-27T03:58:35","slug":"credila-loan","status":"publish","type":"post","link":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/","title":{"rendered":"Education Loan for Abroad Studies – HDFC Credila"},"content":{"rendered":"\n

Sharing information regarding collateral-free \/ unsecured loan. If looking for a secured loan from HDFC Credila<\/a> then look at the end of the post. <\/p>\n\n\n\n

I faced difficulty in gathering data during my research and it took time to understand which is the best bank to get the loan from, so sharing this bit so that it becomes easier for people who are about to apply for a loan. I hope it helps.<\/p>\n\n\n\n

Loan Description<\/strong>:<\/p>\n\n\n\n

Rate of Interest<\/strong> – 11.5% to 13%<\/p>\n\n\n\n

Processing Fee<\/strong> – 1%<\/p>\n\n\n\n

1. Interest period starts post 2Y+ 6m.<\/p>\n\n\n\n

2. Simple or partial simple interest needs to be paid during the education too.<\/p>\n\n\n\n

3. Max amount is 40L. <\/p>\n\n\n\n

4. Section 80E, ITR benefit eligible<\/p>\n\n\n\n

5. No prepayment penalty. Interest on the amount used and not on sanctioned amount. Personal Review – Got mixed reviews but I feel if you don’t get in the Axis or ICICI, HDFC credila is a good option. It’s the best NBFC in terms of education loan.<\/p>\n","protected":false},"excerpt":{"rendered":"

Sharing information regarding collateral-free \/ unsecured loan. If looking for a secured loan from HDFC Credila then look at the end of the post. I faced difficulty in gathering data during my research and it took time to understand which is the best bank to get the loan from, so sharing this bit so that […]<\/p>\n","protected":false},"author":25220,"featured_media":940,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[50],"tags":[51],"class_list":["post-939","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-loan"],"yoast_head":"\nEducation Loan for Abroad Studies - HDFC Credila<\/title>\n<meta name=\"description\" content=\"College Education Loans for International Students. Discover the Student Loan information from HDFC credila finance for studying abroad.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education Loan for Abroad Studies - HDFC Credila\" \/>\n<meta property=\"og:description\" content=\"College Education Loans for International Students. Discover the Student Loan information from HDFC credila finance for studying abroad.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Gradchamp\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/groups\/329636101721720\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-11T05:57:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-11-27T03:58:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1880\" \/>\n\t<meta property=\"og:image:height\" content=\"1253\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Team Gradchamp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Team Gradchamp\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/\"},\"author\":{\"name\":\"Team Gradchamp\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#\\\/schema\\\/person\\\/949d74bad6d13caeab13d54aad995ec3\"},\"headline\":\"Education Loan for Abroad Studies – HDFC Credila\",\"datePublished\":\"2021-03-11T05:57:57+00:00\",\"dateModified\":\"2021-11-27T03:58:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/\"},\"wordCount\":165,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/gradchamp.com\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1\",\"keywords\":[\"loan\"],\"articleSection\":[\"Loan\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/\",\"url\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/\",\"name\":\"Education Loan for Abroad Studies - HDFC Credila\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/gradchamp.com\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1\",\"datePublished\":\"2021-03-11T05:57:57+00:00\",\"dateModified\":\"2021-11-27T03:58:35+00:00\",\"description\":\"College Education Loans for International Students. Discover the Student Loan information from HDFC credila finance for studying abroad.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/gradchamp.com\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/gradchamp.com\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1\",\"width\":1880,\"height\":1253,\"caption\":\"Photo by Karolina Grabowska on Pexels.com\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/2021\\\/03\\\/11\\\/credila-loan\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/gradchamp.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Education Loan for Abroad Studies – HDFC Credila\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#website\",\"url\":\"https:\\\/\\\/gradchamp.com\\\/\",\"name\":\"Gradchamp\",\"description\":\"The Study Abroad Hub\",\"publisher\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gradchamp.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#organization\",\"name\":\"Gradchamp\",\"url\":\"https:\\\/\\\/gradchamp.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gradchamp.com\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/gradchamp.com\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/logo.png\",\"width\":303,\"height\":224,\"caption\":\"Gradchamp\"},\"image\":{\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/groups\\\/329636101721720\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/gradchamp.com\\\/#\\\/schema\\\/person\\\/949d74bad6d13caeab13d54aad995ec3\",\"name\":\"Team Gradchamp\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4302f0c6918dd2d86abcc16781b2d9f12b4ad27b7f0f59fffb7ea8395675ef84?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4302f0c6918dd2d86abcc16781b2d9f12b4ad27b7f0f59fffb7ea8395675ef84?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4302f0c6918dd2d86abcc16781b2d9f12b4ad27b7f0f59fffb7ea8395675ef84?s=96&d=mm&r=g\",\"caption\":\"Team Gradchamp\"},\"url\":\"https:\\\/\\\/gradchamp.com\\\/index.php\\\/author\\\/teamgradchamp\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Education Loan for Abroad Studies - HDFC Credila","description":"College Education Loans for International Students. Discover the Student Loan information from HDFC credila finance for studying abroad.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/","og_locale":"en_US","og_type":"article","og_title":"Education Loan for Abroad Studies - HDFC Credila","og_description":"College Education Loans for International Students. Discover the Student Loan information from HDFC credila finance for studying abroad.","og_url":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/","og_site_name":"Gradchamp","article_publisher":"https:\/\/www.facebook.com\/groups\/329636101721720","article_published_time":"2021-03-11T05:57:57+00:00","article_modified_time":"2021-11-27T03:58:35+00:00","og_image":[{"width":1880,"height":1253,"url":"https:\/\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg","type":"image\/jpeg"}],"author":"Team Gradchamp","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Team Gradchamp","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#article","isPartOf":{"@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/"},"author":{"name":"Team Gradchamp","@id":"https:\/\/gradchamp.com\/#\/schema\/person\/949d74bad6d13caeab13d54aad995ec3"},"headline":"Education Loan for Abroad Studies – HDFC Credila","datePublished":"2021-03-11T05:57:57+00:00","dateModified":"2021-11-27T03:58:35+00:00","mainEntityOfPage":{"@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/"},"wordCount":165,"commentCount":0,"publisher":{"@id":"https:\/\/gradchamp.com\/#organization"},"image":{"@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1","keywords":["loan"],"articleSection":["Loan"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/","url":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/","name":"Education Loan for Abroad Studies - HDFC Credila","isPartOf":{"@id":"https:\/\/gradchamp.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#primaryimage"},"image":{"@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1","datePublished":"2021-03-11T05:57:57+00:00","dateModified":"2021-11-27T03:58:35+00:00","description":"College Education Loans for International Students. Discover the Student Loan information from HDFC credila finance for studying abroad.","breadcrumb":{"@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#primaryimage","url":"https:\/\/i0.wp.com\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1","contentUrl":"https:\/\/i0.wp.com\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1","width":1880,"height":1253,"caption":"Photo by Karolina Grabowska on Pexels.com"},{"@type":"BreadcrumbList","@id":"https:\/\/gradchamp.com\/index.php\/2021\/03\/11\/credila-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gradchamp.com\/"},{"@type":"ListItem","position":2,"name":"Education Loan for Abroad Studies – HDFC Credila"}]},{"@type":"WebSite","@id":"https:\/\/gradchamp.com\/#website","url":"https:\/\/gradchamp.com\/","name":"Gradchamp","description":"The Study Abroad Hub","publisher":{"@id":"https:\/\/gradchamp.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gradchamp.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/gradchamp.com\/#organization","name":"Gradchamp","url":"https:\/\/gradchamp.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/gradchamp.com\/#\/schema\/logo\/image\/","url":"https:\/\/gradchamp.com\/wp-content\/uploads\/2021\/01\/logo.png","contentUrl":"https:\/\/gradchamp.com\/wp-content\/uploads\/2021\/01\/logo.png","width":303,"height":224,"caption":"Gradchamp"},"image":{"@id":"https:\/\/gradchamp.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/groups\/329636101721720"]},{"@type":"Person","@id":"https:\/\/gradchamp.com\/#\/schema\/person\/949d74bad6d13caeab13d54aad995ec3","name":"Team Gradchamp","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4302f0c6918dd2d86abcc16781b2d9f12b4ad27b7f0f59fffb7ea8395675ef84?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4302f0c6918dd2d86abcc16781b2d9f12b4ad27b7f0f59fffb7ea8395675ef84?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4302f0c6918dd2d86abcc16781b2d9f12b4ad27b7f0f59fffb7ea8395675ef84?s=96&d=mm&r=g","caption":"Team Gradchamp"},"url":"https:\/\/gradchamp.com\/index.php\/author\/teamgradchamp\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/gradchamp.com\/wp-content\/uploads\/2021\/03\/pexels-photo-4386366.jpeg?fit=1880%2C1253&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/posts\/939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/users\/25220"}],"replies":[{"embeddable":true,"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/comments?post=939"}],"version-history":[{"count":0,"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/posts\/939\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/media\/940"}],"wp:attachment":[{"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/media?parent=939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/categories?post=939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gradchamp.com\/index.php\/wp-json\/wp\/v2\/tags?post=939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}